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Quick easy loans at
low interest rates.
Need money immediately for business,
education or even a vacation? We're there!
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Get loans for all your needs
Unsecured Loans
Apply Online
For medical
emergency,
marriage,
education
or to buy
anything
Fast
disbursal
Up to
Rs. 2 Lakh
Keep land or building
as collateral
Fair
valuation
Easy &
hassle free
documentation
Fast
disbursal
For small & medium
businesses
Available
anywhere
in India
Longer tenure
& smaller
EMIs
Fast
disbursal
Avoid
exchange
margin
penalties
Loans to
trade in
future market
Save upto 94%
on penalties
Why get loan from Swastika?
RBI registered NBFC, Rs. 50+ Crores disbursed till date.
AFFORDABLE EMI PLANS
Low interest rates starting from just 0.05% per day.
FLEXIBLE REPAYMENT OPTIONS
Pay EMI's through any mode of payment with timely reminders and auto-debit feature.
QUICK APPROVAL AND DISBURSAL
Once you submit your documents, get money in your account within 24 hrs.
What is Margin Funding?
-
Dhanilal buys futures contracts worth Rs. 10 lakhs.
-
Whoops! The price falls and there is an intraday loss of Rs. 1 lakh.
-
Dhanilal has to pay Rs. 1 lakh to retain his futures contract, else the exchange will charge a penalty of upto 5% per day
-
Dhanilal approaches Swastika
-
Swastika will give a margin loan to Dhanilal at just 0.05% per day
-
Now, he can wait for the price to rise again and he also saved Rs. 4950 of penalties
Margin penalty shortage calculator
Enter margin shortage amount
Rs.Exchange penalty per
day
Rs.
With Swastika, pay a per
day interest of only
Rs.
( and avoid penalty )Total Savings
%
How do you get started 
-
1
OPEN AN ACCOUNT
All it takes is 15 min, your PAN card, Aadhar card and bank statement.
-
2
GET YOUR CREDIT RATING VALIDATED
If your credit rating is good, we will analyse your financial health.
-
3
GET LOAN
Basis on your financial health, quick disbursal of amount within 24 hours.